Ms Architecture Journal

Maybe It Is Time That You Got Yourself Onto The Property Ladder.

Many of us hope to be in a relationship and to be able to make decisions together regarding our future. One of the most important decisions that you will make as a couple is whether or not you want to buy a property. Many people are scared off due to the long-term commitment of having to make monthly repayments on a regular basis for the next 30 to 35 years. However, it is important that we all have some kind of living security and the only way to get that, is to buy your own home. You can continue on renting a property from someone else, but you need to understand that at any time, the owner can sell the house out from under you. This is not a situation that you want to find yourself in when you’re trying to take care of your young family.

There has never been a better time to think about buying your own property because interest rates have never been this low. As the head of the household, it is your job to provide security for your family and what better way to do that, than to provide your spouse and your kids with their own home to live in. There is a One-storey house project in Chonburi (called โครงการบ้านเดี่ยวชั้นเดียวชลบุรี in Thai) currently and the properties are selling quicker than they can build them. Maybe it’s time you took a look and start preparing for your future today. If you’re still a little bit apprehensive about making the commitment and buying your own property, then maybe the following benefits of doing so can help you to take the leap.

  1. It is a step in the right direction – We all need to start building for future today, but many people are nervous about having to come up with the same amount of money every month for the next 30 years. However, you need to look at this from a financial point of view and you need to realise that you will probably be handing the same amount of money over to your landlord of the same period of time. The only difference is that you will own nothing at the end of your rental lease, but if you buy a property then it is yours. This will provide your kids with financial security and you also.
  1. You get to decide – There are many different mortgage deals out there and you can actually tie yourself in to particular time period where you know how much you’re going to be paying out every month. This is peace of mind that everyone needs, but if you continue to rent, your landlord may increase the rental payments any time that he likes in this very little that you can do about. Even after a time period has elapsed for your set payments, it is unlikely that interest rates will rise significantly and so you should be paying around the same amount of money every month.

Hopefully these two reasons have convinced you of the benefits of buying your own property instead of throwing your money away on giving it to your landlord.

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